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How to Make an Offer on a No-Qualifying Property in Real Est
When making an offer on a no qualifying deal, you must first determine how much of a down payment you have. Obviously, the more money you have, the easier it will be to make the deal work.
Just because you have to have money, does not mean that the money that you give the seller is from their own pockets. Neither does the money have to always be paid before you purchase the home. Sometimes the money can be paid in installments, even up to 30 years or more.
Depending on your state laws, you may need to hire an attorney to write the purchase agreement. This will be required in order to open escrow on the property. It is vital that you get a title company that is efficient and effective in what they do. Ask around and see what title company's other real estate investors are using. This can save you a lot of time and heartache.
If you live in a state that does not require you to have an attorney write the purchase agreement, then you may be able to write to offer yourself. However, before you write your offer, make sure that the seller is open to making the deal happen via creative financing. Then, you will be able to put your offer in writing and come up with a win-win situation.
There are many office supply stores that have sample purchase contracts. You can pick them up for as little as a dollar each. Each of the contracts that are sold in the stationary stores are general in nature. So, you want to make sure that the sections written in the purchase agreement do not go against any of your state laws.
The first part of your offer generally deals with having consideration for exchange of the property. It will usually tell you the buyer's legal name, and how the buyer will take title to property.
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